Skip to main content.

Let your elected officials know you support CEFCU and other credit unions and oppose changes to their Federal Tax Status!

If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 1.800.633.7077.

Visit our accessibility help page.

Rates and Disclaimers

Standard Vehicle Rates

Standard Vehicle Rates
Model Year
LTV footnote 1 < = 100%
Standard Term (Months)
Monthly payment per $1,000
2025 AND NEWER 4.49% 66 $17.13
2023-2024 4.49% 66 $17.13
2021-2022 4.64% 60 $18.71
2020 4.84% 60 $18.80
2019 5.14% 60 $18.94
2018 6.04% 48 $23.50
2017 AND OLDER 8.54% 36 $31.59
1. LTV = Loan-to-Value
The rates, terms, and up to 100% financing on vehicle loans are available to well-qualified borrowers. Terms are also subject to limitation based on vehicle model year.
In-house refinances are excluded.