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Holiday Hours:

All CEFCU Member Centers close early on Christmas Eve, Tuesday December 24. Illinois Member Centers close at 1:00 p.m. CT, and California Member Centers close at 1:00 p.m. PT. Member Centers resume normal operating hours on Thursday, December 26.

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Rates and Disclaimers

Standard Vehicle Rates

Standard Vehicle Rates
Model Year
LTV footnote 1 < = 100%
Standard Term (Months)
Monthly payment per $1,000
2024 AND NEWER 4.49% 66 $17.13
2022-2023 4.49% 66 $17.13
2020-2021 4.64% 60 $18.71
2019 4.84% 60 $18.80
2018 5.14% 60 $18.94
2017 6.04% 48 $23.50
2016 AND OLDER 8.54% 36 $31.59
1. LTV = Loan-to-Value
The rates, terms, and up to 100% financing on vehicle loans are available to well-qualified borrowers. Terms are also subject to limitation based on vehicle model year.
In-house refinances are excluded.