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Buying a New-to-You Car
Preapproval
Getting preapproved footnote 1 has great benefits.
Know how much you can spend.
Get an idea what your payment will be.
Show the dealer you're serious about buying.
1. In addition to information you provide for preapproval, you will need to complete an application at the dealership.
Car Shopping
Now that you're preapproved and shopping for a car...
- Check nhtsa.gov for safety ratings and recalls.
- Ask your insurance agent how much premiums will be.
- Stick to your budget during negotiations.
If you're buying a used car...
- Have a professional check the car.
- Use a site like carfax.com to find the vehicle’s history.
- Consider repair coverage to help limit out-of-pocket expenses.