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Business Loans

See your dreams meet reality — all while experiencing dedicated, local support with a CEFCU® Business Loan.

Every business has a unique story and vision, so we offer personalized business loan solutions to fit your specific needs. Plus, local expertise and commitment to your community.

Business
Real Estate Loans

Whether you're looking to purchase a new property, expand your existing space, or invest in income-generating real estate — you'll enjoy these great benefits:

  • Competitive rates & terms
  • Variable-rate loans
  • No pre-payment penalties

Business
Vehicle Loans

Buy essential vehicles without depleting your cash reserves, enabling you to maintain cash flow for other critical investments. With our flexible financing options, you can choose a business vehicle — including cars, vans, & trucks — that perfectly suits your needs, whether it's for deliveries, transporting staff, or enhancing your brand presence.

Business
Equipment Loans

Our Business Equipment Loan has competitive rates and terms, so you can spread out the cost of your essential business items over time, making it easier to manage your business's cash flow.

Business
Line of Credit

Use a Business Line of Credit to help manage your day-to-day operation costs. With benefits like:

  • Variable interest rates
  • Interest-only payments
  • Collateral options, including accounts receivable

Whether you're looking to expand, invest in new equipment, or manage cash flow — our dedicated Business Service Representatives can help guide you every step of the way.

Let's build your future together!

CEFCU Business Reps are available
Monday – Friday: 8 a.m.–4:30 p.m. (CT)

Other Business Services & Benefits

Online Banking

Check balances, transfer money, and more 24/7.

CEFCU @ Work

Provide another employee benefit by partnering with CEFCU.

Cash Management Tools

Payment services to simplify running your Business — small or large.

Business Debit Mastercard®

Spending made easy for your Business — including authorized signers.