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Business Credit Mastercard®
Empower your business to succeed, one smart purchase at a time — with a CEFCU® Business Credit Mastercard.
Designed to help businesses of all sizes streamline their spending and build credit — the CEFCU Business Credit Mastercard is your business' key to growth and success. Plus, earn 1.5% cash credit on eligible points footnote 1.
Credit Card Benefits footnote 2
The CEFCU Business Credit Mastercard has great benefits including:
- Earn and redeem Rewards for:
- 1.5% cash credit footnote 1 on eligible points
- Merchant gift cards
- Merchandise
- Travel
- Shop and Earn Purchases
- No annual fee
- Low interest rates
- Authorized Signer cards
- Worldwide use where Mastercard or Cirrus® is displayed
- Grace period on purchases footnote 3
- Travel perks
- Emergency 24-Hour card/cash service
- MasterAssist Travel Services
- MasterRental® footnote 4
- Secure shopping advantages
- Extended Warranty on purchases
- Purchase Assurance footnote 5 for damage or theft
- SecureCode for online shopping
- Mastercard Zero Liability Protection footnote 6 for unauthorized purchases
- Mastercard Easy Savings applies automatic rebates for the following everyday expenses, learn more at priceless.com/easysavings.
- Plus so much more!
Reach out to our experienced Business Loan Officers to get started, 1.800.542.3328, ext. 37065
CEFCU Business Reps are available
Monday - Friday: 8 a.m.-4:30 p.m. (CT)
- Select transactions -- such as cash advances, balance transfers, and insurance charges posted to the account -- are excluded from earning points. Points can be redeemed as a cash credit to your CEFCU Business Savings account with a minimum 2,500 point redemption. Points earned are redeemable at 1.5%. Points cannot be transferred from the CEFCU Business Credit Mastercard program to a CEFCU Mastercard program and must be used before the Rewards Card is closed. Points can exist on an account for up to five calendar years and will start to expire at the end of the fifth calendar year. Rewards points earned on Rewards Credit Cards are administered by CURewards (the Program) on behalf of CEFCU and are NOT: a deposit; obligations of CEFCU, the National Credit Union Administration (NCUA), or any affiliated entity; insured by the National Credit Union Share Insurance Fund. Accounts must be open and in good standing (not canceled or terminated by either party, not delinquent, over limit, or otherwise not available to use for charges) at time of redemption. Rewards are not available when a cardholder is in default under the card agreement. Complete program details are available in the Business Credit Mastercard Guide.
- Certain conditions, restrictions, and exclusions apply. Full details are available or contact us for more information. Please review the Mastercard Small Business Guide to Benefits, provided at issuance, for full details.
- The 25-day grace period on the CEFCU Business Credit Mastercard is only effective when previous balance is paid in full within the first 25 days of the billing cycle. Payments made by 5 p.m. Monday through Friday are available next business day. Payments made after 5 p.m. and on weekends are available in two business days. Automatic transfers and payroll allocations are considered made after 5 p.m. There is no grace period for cash advances.
- MasterRental Car Rental Collision Damage Waiver Insurance: Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible Business Credit Mastercard is used to initiate and pay for the entire rental transaction. footnote 2
- Purchase Assurance: Provides coverage for most items you purchase with your eligible Business Credit Mastercard if the item is damaged or stolen within 90 days of the date of purchase. footnote 2
- Mastercard Zero Liability Protection: Pay only for purchases which you have authorized on your Business Credit Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Get Details.