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Holiday Hours:

All CEFCU Member Centers close early on Christmas Eve, Tuesday December 24. Illinois Member Centers close at 1:00 p.m. CT, and California Member Centers close at 1:00 p.m. PT. Member Centers resume normal operating hours on Thursday, December 26.

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SJSU Students and Employees Page

Open an Account

Did you know, because you’re an SJSU Spartan, you’re eligible for CEFCU® membership and all the benefits that come with it?

Even better — with a new account you can enjoy these special offers: Footnote1

Up to $225
special bonus offer for California residents who open a new, qualifying CEFCU Checking account
$150
statement credit when you open a CEFCU Cash Back Credit Mastercard®
Up to $25
each for you and your friend when you refer a qualifying friend to join CEFCU as a new member
Not a member yet?
Get started here
and join our community!

Enjoy Free Checking

Open a free CEFCU Checking account and receive up to $225.

Checking offer details

Get Cash Back

Qualify for a $150 statement credit* when you open a new CEFCU Cash Back Credit Mastercard®.

Credit Card offer details

Share The Value

Receive a special offer when you invite your friends or family to join CEFCU.

See Refer a Friend details

Saving with CEFCU doesn’t end with our special offers. As a member you can get:

  • Better loan rates. On average, members save more than $750 on interest by choosing CEFCU for a loan. Footnote 2
  • Mobile banking with advanced technology. With CEFCU On–Line® and Mobile Banking you are connected to new products, services, and opportunities — instantly. Set alerts, pay bills, and access money management tools.
  • Free ATMs. CEFCU members have access to over 30,000 surcharge–free CO–OP® ATMs and more than 5,000 CO–OP Shared Branch locations nationwide.
  • Lower closing costs. Qualifying first–time buyers saved more than $625 on closing costs with a CEFCU Home Loan — compared to costs they’d pay elsewhere. Footnote 3
  • Free educational resources. Talk to experts about debt action plans, student loan management, and other financial wellness topics.
  • Complimentary investment counseling. From retirement, college planning, and more!

What else does CEFCU offer?

BANKING ON YOUR SCHEDULE

Use CEFCU On–Line® and Mobile Banking anytime/anywhere to:

  • Set up eAlerts and reminders
  • Manage accounts
  • Complete transfers
  • Make loan payments
  • Pay bills
  • Track account activity
  • Sign up for eStatements

DEPOSIT SERVICES

LOANS

CEFCU CREDIT MASTERCARD®

  • No annual fee
  • Low interest rates
  • Travel perks
  • Rewards or Cash Back options
  • Secure shopping
  • Extended warranties and more!

OTHER PRODUCTS AND SERVICES

Have more questions? Contact me, I’d love to chat!

amanda Amanda Singleton
CA-Business/Community Development Representative
asingleton@cefcu.com
1.800.633.7077,
ext. 51392

Disclosures

  1. Special offers details can be found at, Checking, Credit Card, and Refer a Friend.
  2. Based on DataTrac data as of Q4-2023 for an auto loan.
  3. Qualifying buyers are members in good standing with an active CEFCU Checking account who are purchasing their first home. Exact individual savings depends on home price and location. Full details available at cefcu.com/home or by contacting CEFCU.