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$55 Million Extraordinary Dividend!

$55 million Extraordinary Dividend

At CEFCU, you’re not just another number, you are part of a community — people helping people achieve better. It’s this community that helps CEFCU members enjoy a better value every day — through fewer fees, great rates, and so much more.

This year, CEFCU member/owners shared an Extraordinary Dividend of $55 million. Authorized by CEFCU's Board of Directors, a majority of the 2024 Extraordinary Dividend is split evenly between borrowers and savers, and new for this year, a portion set aside for Debit Mastercard® users.1

Get Started — Join CEFCU

That makes over returned to members since 2000!

The Extraordinary Dividend is more than a number…

At CEFCU, you’re part of a bigger community of borrowers and savers helping each other.

Share what CEFCU means to you!

We'd love to hear from individuals like you, sharing what you appreciate most about CEFCU and the benefits you enjoy as a Credit Union member.

I hereby give CEFCU consent to use, print, publish and/or display publically, including, without limitation, via its World Wide Website as well as its designated webpage on Facebook, YouTube and/or Instagram, in CEFCU publications and as part of CEFCU publicity materials, my story, photo and/or video, my first name, and city/state of origin, all royalty free and without further consideration. Further, I agree to the following terms and to receive these terms, electronically:

I understand that my consent is voluntary, and I accept any risk that may come from the use and public display of my story, photo and/or video, my first name, and city/state of origin.

I represent that I am the only person in the photo and/or video and authorize CEFCU to crop or treat the photo and/or video at its discretion.

I acknowledge and agree that CEFCU may choose not to use my story, photo and/or video at this time, but may do so in its sole discretion at a later date; and, may discontinue the use and public display of my story, photo and/or video, my first name, and city/state of origin at any time without notice.

I understand that once my story, photo and/or video are posted on CEFCU’s website and/or on its webpage on Facebook, YouTube and/or Instagram the story, photo and/or video can be downloaded by any computer user.

I waive my rights of privacy and publicity and any other rights that I may have relating to the use and public display of my story, photo and/or video, my first name, and city/state of origin.

I release and discharge CEFCU, its officers, directors, employees, agents, representatives, successors and assigns from all liability for any injury, death, damage or loss to person or property resulting from, sustained by or arising out of the foregoing use and public display of my story, photo and/or video, my first name, and city/state of origin.

I agree that I have reviewed the Use of My Story, Photo and/or Video Consent above and consent to the use and display of my story, photo and/or video, my first name, and city/state of origin by CEFCU and to the terms thereof.

Members have shared their stories with us all year long. Check out a few of them on our Member Stories page.

Member Stories

*The $55 million Extraordinary Dividend was disbursed on 12/2/2024 with $52.25 million shared equally between borrowers and savers, and $2.75 million going to CEFCU Debit Mastercard users. The amount borrowers and savers receive is calculated based on the amount of interest they earned (like on a Savings account or Certificate) and/or the amount of interest they paid (like on a Vehicle or Home Loan) from January through November of 2024. The amount transactors receive is based on CEFCU Debit Mastercard transaction spend from January through October of 2024, up to a maximum spend of $4,425. The Extraordinary Dividend is not guaranteed, and can only be authorized by CEFCU's volunteer Board of Directors when business results allow.