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Membership Benefits
CEFCU started in 1937 with a simple idea — savers and borrowers helping one another grow. In the last eight decades, our focus of putting member/owners first, to grow their financial well-being has shaped us into who we are today — Not a Bank. BetterSM.
The CEFCU difference means we …
Put members 1st
Have no outside investors Those who borrow and save with us are the owners.
Invest in the communities we serve
So, what services do we offer?
Pretty much everything you’ll need for your unique journey.
Accounts For Now & The Future
- Savings
- Certificates
- Insured Money Market (IMMA)
- Holiday Saver
- My Use Account
- Checking Options
- IRAs
- Totten Trusts
- Uniform Transfer to Minor Account (UTMA)
- Health Savings Account
- Club Account
Borrowing What You Need
- Vehicle Loans
- Credit Mastercard® Options (including Cash Back)
- Mortgages
- Hybrid Home Equity Line of Credit (HELOC)
- RV, Boat, & Motorcycle Loans
- Student Loans
- Construction Loans
Access What You Want When You Want
- Free Online and Mobile Banking
- Free Debit Mastercard
- Member to Member Transfers
- Digital Wallets
- Bill Pay
- Card Management
- eStatements
- Mobile Check Deposit with our mobile app
- CEFCU ATMs
- Co-op® ATMs and Shared Branches
More
NCUA Coverage
The Credit Union is backed by the National Credit Union Administration (NCUA).
Insurance
We offer insurance, too! Get quotes for property, vehicle, renters, and even pet insurance!
Employment
CEFCU employees are members, too… are you looking to put the “U” in CEFCU?