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Holiday Hours:

All CEFCU Member Centers close early on Christmas Eve, Tuesday December 24. Illinois Member Centers close at 1:00 p.m. CT, and California Member Centers close at 1:00 p.m. PT. Member Centers resume normal operating hours on Thursday, December 26.

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Winter Home Improvement Scams

Home Improvement Scams

No matter what home improvements you are doing, be aware there are scammers wanting to take advantage of you. They will call or email — even knock on your door — to get your money and information.

Before you agree to any contracts or improvements, do your research and:

  • Be skeptical of drastic savings claims. If it sounds too good to be true, it probably is.
  • Don’t fall for door-to-door high-pressure salespeople. Scammers always want you to act fast, but you should be sure they are legit first.
  • Check to make sure any business is reputable. Go to bbb.org or search online reviews.
  • Don’t pay the full amount up front. Before you make the final payment, be sure the work is done and you are satisfied.
  • Get more than one estimate and compare:
    • Completion date
    • Price
    • Materials
    • Description of work
    • Clean up

Contracts

Even though contracts vary by state, be sure to get any plans in writing, including:

  • Contractor’s name, address, phone, and license number
  • Estimated start and end date
  • Cost of labor and materials
  • Job description
  • Information on your right to cancel
  • Payment information

For more information, visit:

bbb.org: Find ratings on contractors and other businesses.
consumer.ftc.gov: Search contractors for tips on home improvement.
usa.gov/state-consumer: Select your state to find consumer protection information.