Disaster Preparedness

Disasters, like tornados, hurricanes, earthquakes and other events, can be devastating, and oftentimes, unforeseen. But, you can help relieve some of the stress of a disaster by getting financially prepared for disasters and unexpected events.

Here are a few tips for getting yourself financially prepared:

• Sign-up for CEFCU On-Line, or download the Mobile Banking app. With CEFCU On-Line and Mobile Banking, you can take control of your finances, anytime, anywhere. Use services like:
  • Mobile Check Deposit: Deposit checks, wherever you are. (Only available on Mobile Banking app.)
  • Online Budgeting Tools: View your account balances at a glance, even external accounts, track spending, and set budgets.
  • Card Alerts and Controls: Temporarily switch your CEFCU Debit or Credit Mastercard® on and off, activate a new Card, set and receive alerts, and more.
  • View eStatements: Access your account history, without waiting on a paper statement in the mail.
  • Pay Bills: Use Bill Pay to pay bills like utilities and cable, make loan and/or credit card payments, or set up transfers to accounts not with CEFCU.
• Utilize Direct Deposit for your paycheck. Have your paycheck deposited directly to an account of your choice, so you don’t have to worry about obtaining or depositing it yourself. To set up direct deposit, provide your employer with:
  • CEFCU’s routing number: 271183701
  • Your 10-digit account number. We offer many options to find your account number format:

    • Account Number Format letter located under the Services tab in CEFCU On-Line or Mobile Banking;
    • At the bottom of your CEFCU checks;
    • Under the balance of each account listed on your Online account;
    • Or, request your account number at a Member Center.

  Learn more about identifying your correct 10-digit account number.
• Set up an emergency fund. Experts recommend having four to six months of living expenses saved in the event of a disaster.

  Open a My Use Savings account to help you save — you can name the account and set up recurring transfers to help yourself stick to your goal.

• Dealing with Insurance Claim Checks. If your property is financed through CEFCU and you receive an Insurance Claim Check made payable to you and CEFCU, we can help guide you through the process. Visit our Insurance Claim Checks and Disaster Tips page for more information and tips on avoiding home repair scams.