Looking to Refinance?

Consider a modification instead.

A modification of your CEFCU® mortgage could be in your better interest if:

You have a fixed rate mortgage with CEFCU now, but want a lower rate and payment.
You want to reduce the amount of paperwork you’re required to provide — modifying your existing mortgage as opposed to refinancing significantly reduces the paperwork you are required to provide.
You want to enjoy significant savings on closing costs. (A modification will cost $600, where as a full refinance could be $1,500 or more!)